Services
First Home Buyer Guidance
Helping first-time buyers navigate the home loan process, including Kiwisaver withdrawal, First Home Grant, and Welcome Home Loan options.
Home Loan Pre-Approval
Assisting clients in obtaining pre-approval so they know their budget before house hunting.
Loan Application & Negotiation
Preparing and submitting loan applications, and negotiating with banks or lenders on the client’s behalf.
Refinancing
Reviewing existing mortgages to find better interest rates or terms, or to release equity.
Debt Consolidation
Combining high-interest debts into one manageable mortgage or loan with a lower rate.
Investment Property Loans
Structuring loans for purchasing rental or investment properties, including interest-only and offset options.
Self-Employed Lending
Helping self-employed clients or business owners with non-standard income get approved for a mortgage.
Construction & Renovation Loans
Advising on financing for new builds or major home renovations, including progress payment schedules.
Low deposit schemes
Help first-time homebuyers or those with limited savings to purchase a home with as little as a 5% deposit, making homeownership more accessible for those with limited upfront funds.